How to Buy Your First Home in Dubai

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How to Buy Your First Home in Dubai

18 April 2026 · By Sara Al Mansoori

Modern home exterior

Buying your first home is exciting and a little daunting. Here is the process we walk every first-time buyer through.

1. Set a realistic budget

Include the deposit, transfer fees, agent fees and a buffer for moving costs. Most buyers should plan for about 8% on top of the price.

2. Get mortgage pre-approval

A pre-approval letter shows sellers you are serious and tells you exactly how much you can borrow.

3. View with a checklist

Note light, noise, storage and service charges. Photos never show everything.

Ready to start? Talk to an agent.